Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

Coinsurance is the percentage of a medical bill that you’re responsible for after you’ve met your deductible. Think of it as an agreement with your insurance company to share costs: You each pay a ...

Although Medicare helps cover the costs of most medical services, it’s essential that you still plan for out-of-pocket expenses and understand that it’s not truly “free” health care. In this article, ...

Whether your prescription medication costs count toward your deductible depends on your plan, but many plans do count these costs. These costs generally count toward your out-of-pocket maximum as well ...

Copay diversion policies are a quiet but devastating tactic punishing patients for using assistance programs designed to help ...