Key Points Market downturns during retirement are nearly inevitable but historically recover over time. Retirees should ...

Retirement planning boils down to one goal: not running out of money before kicking the bucket. Unfortunately, workers go into retirement without many of the facts. They don’t know how long they’ll ...

Target-date funds (TDFs) are the ultimate tool for anyone who wants to invest their money without all the work. If you're at ...

Target-date strategies continue to be the go-to retirement savings vehicle for US workers, with over $4 trillion in assets invested in these investments at the end of 2024. That’s larger than all but ...

Asset allocation is a way for investors to meet their financial objectives while keeping their risk in check and ensuring they remain on the right path to reach their goals. While there are many ...

A secure and satisfying retirement fund is built on two pillars. The first pillar—asset accumulation—typically gets the most attention from retirement savers, who start building that pillar as early ...

When planning for retirement, most investors concentrate on what to invest in—stocks, bonds, cash, and other assets. But an equally important, and often overlooked, decision is asset location—which ...

Nick Gallo has been a financial content marketer and journalist for over six years. He has deep expertise in credit-related topics, including credit reports and scores, loans and credit cards, and ...