Your FICO score has long determined whether you could get a mortgage, car loan or credit card. That could change soon.
Explore how Equifax, Experian, and TransUnion collect and use financial data to create your credit report, influencing your credit score and lending decisions.
With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...
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How Do Credit Scores Impact Buying A Home?
When reading tips for first-time home buyers, it's fun to dream about things like modern kitchen designs and hardwood floors. (You might also have nightmares about water damage and leaky roofs, but ...
Gen Z has seen its credit scores drop more than any other generation over the past year, largely because of student loan debt, according to a new report out this week. The total national average ...
The average U.S. credit score is 715, according to FICO's Score Credit Insights, which examined data from April 2025. That's still in the "good" range, but it represents a two-point drop ...
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